Health Literacy

7 Healthy Decisions That Can Save You Money

Running Exercise

Every decision you make has the potential to affect your pocketbook. Your finances are directly affected by your life decisions, even when they seem like decisions that have nothing to do with money. For example, the decision to stop eating sugar might not sound like a financial decision, but it can save you money at the supermarket and at restaurants. If you’re looking to make some healthy life changes that also save you money, here are a few that might benefit you more than you imagine.

Decide to Exercise Daily

You already know that daily exercise is good for you, but did you know that it can save you a ton of money? Not only can being active every day for at least 20 minutes make you healthier by strengthening your immune system, but it can also help you lower your medical bills. Being healthier means you’re not spending as much because you’re not going to the doctor as often. It means you’re saving money on medications. It means you’re saving money on sick days at work, and it means you’re saving money on missing work because you share your illnesses with your kids. If you’re healthier, you’re not going to get sick as often. If you’re not getting sick as often, your kids aren’t getting sick as often. You’re not going to the doctor, and you’re not taking time off work to recover.

Decide to Eat Well

When you decide to eat a healthier diet, you might initially feel that it’s more expensive. It’s not a secret that processed foods and unhealthy foods are almost always more affordable than fresh fruit and vegetables, but that’s what the local farmer’s market is for. You’ll find fresh fruit, veggies, and other healthy options there for pennies on the dollar compared to what you pay in the supermarket. Additionally, that healthy diet means you’re not spending money on new clothes every time your weight fluctuates. You’re also not spending as much on medical bills because you’re not getting sick, and your risk of developing serious health problems decreases significantly.

Decide to Avoid Toxic People

How does avoiding the toxic people in your life make you healthier and/or save you money? For one, when you don’t spend time with toxic people, you’re probably turning down invitations to go out, to buy drinks and dinner, and to spend money. That saves you money. However, it makes you healthier when you take control of your own life by no longer spending time with people who make you feel bad about yourself. You make better decisions, you gain confidence, and your desire to drown your sorrows in a bottle of wine or a sympathy shopping trip decreases. This means you’re saving money, and you’re taking care of your mental health.

Decide to Minimize Clutter

Getting rid of clutter at home makes your emotional and mental health much better. You’re no longer wasting time looking for things, you don’t feel so overwhelmed, and you feel as if you have more control over your life. If you know where to find everything you own in a matter of minutes, you’re also saving a lot of money. Imagine keeping all your batteries in one place rather than strewn about in drawers and cabinets all over the house. When you need batteries and you cannot find them, you buy more. If you know where to find them immediately, you won’t get frustrated and spend money on more. This all adds up to a healthier life.

Decide to Hone In On Your Personal Style

How is your personal style related to your financial well-being and your health? The answer is simple. When you know what looks good on you, then you know what makes you feel most confident. When you know what makes you feel confident, you know what to spend your money on. You live a better life when you have more confidence. You don’t stress as much, which means you don’t get sick as often. You also stop wasting your money on clothes that don’t look good on you or make you feel confident, which is great for your finances. When your finances are healthier, your stress and anxiety levels go down. You’re just healthier.

Decide to Drink More Water

Get rid of all the things you’re consuming that aren’t good for you, and learn to drink water instead of everything else. Not only will your health improve, but so will your wallet. Drinking more water keeps you healthy from the inside out. Your organs function more properly, you’re less likely to get sick, and your skin improves dramatically. When you take it a step further and start drinking more water, you also increase your chances of staying healthier.

Decide to Get More Sleep

There is the same number of hours in your day as there is in the day someone else is living, but you can’t manage to get seven to eight hours of sleep while others can. This affects your brain function, your immune system’s ability to function, and your mood. When you sleep less, you’re more likely to eat things you shouldn’t. You’re more likely to make decisions that are emotional rather than rational. When you get enough sleep, you make better decisions. This saves you money. When you get enough sleep, you make healthier choices. It’s a cycle.


Your life is yours to control, but making small changes like these can significantly change the way you live your life. From saving you money you didn’t even realize you were wasting to improving your health, these small changes can turn your life around completely by this time next year. Do you want to live a healthier and more financially fulfilling life? Try a few of these tips and tricks.

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Danuta Smoluk is a teacher with over three decades of experience teaching both children and adults. She specializes in teaching the Polish language to English-speakers. She has a master's degree in primary and early childhood education from WSP Słupsk (currently Pomeranian University in Słupsk) and had her degree validated by University of Toronto. Aside from education, she also has an interest in real estate and home improvement. She has planned and supervised many house renovations. She loves interior design, cooking, and gardening.

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